Loomis Family Insurance Agency "Risk Management from the Heart"
Family-owned insurance agency offering personal and commercial coverage.
A family agency, built to serve you.
The Loomis Family Insurance Agency was founded by David and Dave Loomis. We believe insurance should be simple, transparent, and grounded in long‑term relationships — not transactions. Our focus is to do what is right for you and to make sure you fully understand your insurance policy.
From your first policy to every renewal that follows, you'll work with a real person who knows you and your goals.
Meet the Team →
I'm David Loomis, and I'm RamseyTrusted®.
Ramsey Solutions vetted me personally and named me a RamseyTrusted insurance pro. To me, that means serving people well, teaching instead of selling, and treating every client the way I'd want my own family treated.
As an independent agency, we compare coverage from multiple carriers and walk you through your options in plain English. No pressure, no upselling.
Did the Ramsey team connect us? Welcome! We're glad you're here.
Coverage as unique as you are.
From everyday essentials to the unexpected, we tailor protection around what you've worked hard to build.
Personal Insurance Lines
Specialty Areas
Insurance for Capital District Businesses
We specialize in coverage for auto repair shops and restaurants across the Capital District, and we're glad to help businesses of every kind.
Coverage built for garages, including protection for your customers' vehicles while they're in your shop.
From the kitchen to the dining room to the delivery run, coverage that fits how your restaurant works.
Don't see your business? Call us. We work with multiple carriers and will find the right fit.
Call 518-900-2026Affordable peace of mind for renters.
Protect your belongings, liability, and additional living expenses — often for less than your monthly streaming bill. Whether you're in your first apartment or a long-term rental, we make it simple.
- ✓Personal property protection from theft, fire, and water damage
- ✓Liability coverage if a guest is injured in your home
- ✓Loss-of-use coverage if your rental becomes uninhabitable
Specialized coverage for what you treasure.
Standard policies rarely capture true value of rare and meaningful items. We offer agreed-value coverage for fine art, memorabilia, antiques, and collections of every kind.
- ✓Fine art, sports memorabilia, antiques, and rare collections
- ✓Protection against theft, accidental damage, and loss in transit
- ✓Worldwide coverage with agreed-value claims
Modern protection for a connected life.
Cyber threats target individuals and small businesses every day. Our coverage helps you respond, recover, and stay ahead of evolving digital risks.
- ✓Identity theft response and restoration services
- ✓Data breach and ransomware coverage for small businesses
- ✓Cyber-extortion, fraud, and social-engineering protection
Going somewhere?
Yes, we do travel insurance. Choose a single-trip plan for one getaway, or an annual plan if you travel a few times a year. We work with multiple carriers, so we compare coverage and price and find the one that actually fits your trip.
- ✓Trip cancellation and interruption
- ✓Emergency medical care while traveling
- ✓Medical evacuation
- ✓Lost, stolen, or delayed baggage
- ✓Travel delays
Coverage, benefits, and eligibility vary by plan and carrier.
Request Travel Quote
Already have insurance? Let us shop it for you.
Snap a photo of your declarations page and send it over. We'll compare your current coverage across multiple carriers and show you your options. No retyping your info.
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